Free forever · No bank linking needed

Apna Paisa,
Apna Hisaab

Woh notebook chhodo. Ab har kharcha phone se track karo — asaani se.

Start tracking free →

No signup fees · Google login · Works on any phone · Offline bhi chalega

👤
Rahul's Finances

APRIL ▾

₹24,350

Cash ₹12.4k Credit ₹8.2k Saved 38%

Today

🍔

Swiggy

FOOD

-₹340

HP Petrol

TRANSPORT

-₹1,200
💰

Salary

INCOME

+₹50,000

Ek minute. Pehle yeh padho.

Hum tumhara bank account
nahi chhoote. Kabhi nahi.

MeraPaisa sirf wahi track karta hai jo tum khud daalo. Hum tumhare SMS nahi padhte. Bank se connect nahi karte. UPI access nahi lete. Tumhara balance humein nahi dikhta. Tumhara data = sirf tumhara.

🚫

No SMS reading

Hum tumhare phone ke SMS nahi padhte. Koi OTP, koi bank message — kuch nahi. Yeh permission humne maangi hi nahi.

🏦

No bank linking

Tumhara bank account, UPI, net banking — kisi se connect nahi karte. Hum tumhara balance dekh hi nahi sakte.

🔒

No data selling

Na ads hai, na third-party tracking. Tumhari spending habits kisi ko nahi bechte. Business model simple hai — premium features, not your data.

💳

Credit card safe hai

Sirf card ka naam aur last 4 digits daalo. Full number, CVV, expiry — kuch nahi maangta. Hum tumhare card se payment nahi kar sakte.

🗑️

Delete anytime

Mann nahi hai? Settings → Delete Account. Sab kuch — transactions, cards, loans — permanently delete. Koi questions nahi.

🇮🇳

DPDP Act compliant

India ka Digital Personal Data Protection Act follow karte hai. Data encrypted hai, AWS Singapore pe hai, Row Level Security se protected hai.

Features

Notebook se upgrade karo

Wahi kaam jo notebook karta tha — bas ab faster, smarter, aur phone mein.

💸

Income & Expenses

3 tap mein expense add karo. Category, subcategory, note, date — sab kuch. Diary jaisa, bas faster.

💳

Credit Card Tracker

Per-card outstanding, available limit, due dates, settlements. Credit card bill ka surprise ab nahi. Kaise kaam karta hai ↓

📋

EMIs & Loans

Har EMI track karo. Remaining balance, due date, ek tap mein pay karo. Pura flow dekho ↓

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Recurring Payments

Netflix, bijli, rent — ek baar set karo, due date se pehle yaad dilayega. Double-pay hone se bachao.

📊

Monthly Reports

Paisa kahan gaya? Category breakdown, month comparison, savings rate — sab clean charts mein.

📅

Calendar View

Date-wise spending dekho. Green dots income ke, red expenses ke. Kisi bhi date pe tap karo.

Credit Card Tracking

Credit card bill ka surprise?
Ab nahi hoga.

Credit card pe kitna kharch hua, kitna baaki hai, aur is month kitna bharna hai — sab real-time mein.

HDFC REGALIA 5873💳
•••• 5873
Credit Card
CREDIT LIMIT — HDFC 5873
₹1.3L/ ₹2L
35% used · ₹70,000 outstanding
EXPENSES · HDFC 5873
🍔 Swiggy-₹340
⛽ Petrol-₹1,200
🛒 Amazon-₹4,999
📱 Jio Recharge-₹599
Available
₹1.3L
65%
Outstanding
₹42k
₹12k+₹30k EMI
Due
₹7k
5th May
Step 1

Apne cards add karo

Settings → Payment Methods → card ka naam aur last 4 digits. Bas. Full card number nahi chahiye, CVV nahi chahiye. Sirf pehchaanne ke liye naam dedo.

💡 Multiple cards? Sab add karo — HDFC, ICICI, SBI, Axis. Har card ka hisaab alag dikhega.

Step 2

Credit limit set karo

Settings → Credit Limits → apna limit daalo (e.g. ₹2,00,000). Ab MeraPaisa track karega — kitna use hua, kitna baaki hai. Bar green se amber se red hota jaayega jaise limit bharti jaayegi.

Step 3

Expense daalte jao

Jab bhi kharcha karo, + tap karo aur "Pay By" mein apna card select karo. MeraPaisa automatically us card ke outstanding mein add kar dega. Har card ka spending alag dikhega.

Step 4

Poori picture ek nazar mein

Home screen pe 3 numbers dikhte hain:

Available — kitna aur kharch kar sakte ho
Outstanding — total kitna baaki hai (spending + EMI dono)
Due This Month — is month kitna bharna hai

💡 EMI bhi credit card pe hai? Outstanding mein automatically included hai. Koi manual math nahi.

EMI & Loan Tracking

Har EMI ka hisaab.
Koi payment miss nahi hoga.

Phone ka EMI, laptop ka EMI, bike ka EMI — sabka track rakho. Due date se pehle yaad dilayega, ek tap mein pay karo.

iPhone 16 EMIActive
EMI₹4,999/mo
Due day5th of every month
Paid3 / 12
Remaining₹44,991
SourceHDFC Credit Card
Upcoming Payments
📋

iPhone 16 EMI

3 Days · 5 May

Pay ₹4,999

Bike Loan

Paid ✓ · 1 May

₹3,200

EMI Paid!

Expense logged + Settlement created + Loan updated

Sab ek saath. Kuch out of sync nahi hoga.

Step 1

Apna loan add karo

Settings → Loans & EMIs → naam daalo, total amount, monthly EMI, due day, aur kaunse card/account se bharte ho. Ek baar set karo, baad mein bas track hota rahega.

💡 Credit card pe EMI hai? "Source" mein card select karo — automatically card ke outstanding mein include hoga.

Step 2

Upcoming mein dikhega

Due date se 10 din pehle, home screen pe "Upcoming" mein dikhne lagega — actual date ke saath. "3 Days · 5 May" — koi confusion nahi. Pay kiya? "Paid ✓" ho jaayega, par dikhta rahega taaki pata rahe.

Step 3

Ek tap mein pay karo

"Pay EMI" tap karo — MeraPaisa sab kuch ek saath karega: expense log karega, credit card pe hai toh settlement bhi banayega, aur loan ka remaining balance update karega. Agar beech mein internet chala jaaye — koi problem nahi. Ya toh sab hoga, ya kuch nahi. Aadha-adhura data nahi banega.

💡 Yeh important hai. Puraane tarike mein agar 3 cheezein alag-alag update ho rahi thi, toh connection drop pe data mismatch hota tha. Ab sab atomic hai — all or nothing.

Shuru kaise karo

30 second mein ready

1

Google se sign in karo

Ek tap. Koi form nahi, phone verification nahi, password yaad rakhne ki zaroorat nahi.

2

Cards aur income add karo

Monthly income batao aur credit/debit cards add karo. 20 second lagega. Baad mein change kar sakte ho.

3

Pehla kharcha daalo

+ tap karo, amount daalo, category chuno. Done. Tumhara hisaab kitab ab digital hai.

App install karo

Home screen pe add karo

1

Chrome mein merapaisa.digital/app kholo

2

Upar right mein ⋮ menu (three dots) tap karo

3

"Add to Home screen" ya "Install app" tap karo

4

MeraPaisa ka icon home screen pe aa jaayega — kisi bhi app jaisa!

Sawaal

Common questions

Kya MeraPaisa sach mein free hai?
Haan, completely free. Koi hidden charges nahi, koi trial period nahi. Baad mein optional premium features aayenge, par core tracker hamesha free rahega.
Bank se connect karta hai?
Nahi. MeraPaisa manual tracker hai — tum apne expenses khud daalte ho. Hum bank credentials, UPI PINs, ya OTPs kabhi nahi maangte. Isko socho digital expense diary jaisa.
Mera financial data safe hai?
Tumhara data Supabase (AWS Singapore) pe store hota hai enterprise-grade encryption ke saath. Har row Row Level Security se protected hai — sirf tumhara login tumhara data access kar sakta hai. Hum khud bhi nahi padh sakte.
Kya apna sab data delete kar sakta/sakti hoon?
Haan. Settings → Delete My Account. Sab permanently delete ho jaata hai — transactions, categories, cards, preferences. Pehle CSV export bhi kar sakte ho.
Yeh app hai ya website?
Dono! MeraPaisa ek Progressive Web App (PWA) hai. Browser mein chalti hai par home screen pe install karke native app jaisa lagta hai. App store ki zaroorat nahi.
Kisne banaya hai?
MeraPaisa ek indie developer ne India mein banaya hai jo Excel mein expenses track karte karte thak gaya tha. Yeh un logon ke liye hai jo apne paise ka hisaab rakhna chahte hain — bina kisi bank app ko sab kuch access diye.

Ready to track
apna paisa?

Free forever. No bank linking. Tumhara data tumhara.

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